Frequently Asked Questions

  • Think of us as your guide and advocate!

    We shop the market for you, compare options, and match you with a mortgage that truly fits your goals.

  • In most cases, no. Our services are typically covered by the lender.

    If there are ever any fees (alternative lenders or private), we’ll always be upfront and transparent.

  • Earlier than you think. Whether you’re just starting to explore or ready to buy, we’re here to help you plan, prepare, and feel confident every step of the way.

  • A pre-approval gives you a clear budget and can hold a rate, so you can shop with confidence and move quickly when the right home comes along.

    We recommend everyone get pre-qualified before house shopping!

  • We look beyond just the numbers. We factor in your lifestyle, goals, and future plans to help you land on a budget that feels right, not stretched.

  • In Canada, it starts at 5% for homes up to $500,000, with adjusted requirements above that.

    We’ll walk you through exactly what applies to your situation.

  • There’s no one-size-fits-all answer. We’ll break down the pros and cons in a simple way so you can choose what feels most comfortable and aligned with your plans.

  • That’s more common than you think and there are still great options. We work with a wide range of lenders to find solutions that fit your situation.

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